Location: Johannesburg, Gauteng – 30 Baker Street
Business Segment: Personal & Private Banking (PPB)
Job Type: Graduate | Full-time
Job Ref ID: 80439021A-0002
Programme Duration: 18 months
Closing Date: 31 May 2026
Standard Bank is inviting talented graduates to join its PPB Risk Graduate Programme, designed to develop skilled Risk Practitioners through an 18-month rotational programme in the bank’s Risk Management division.
Programme Overview
The programme aims to equip graduates with:
- Practical experience across Credit Solution Engineering, Lending Portfolios, Fraud Risk Management, and Non-Financial Risk
- Analytical and decision-making skills to support personal and private banking operations
- Exposure to value-adding projects, reporting, and insights to guide business decisions
- Opportunities to develop coding, data science, and digital risk management skills
Graduates will be recruited as permanent employees from day one and assigned to a team of choice upon completing rotations.
Key Learning Opportunities
During the 18-month programme, you will:
- Understand the Credit Lifecycle and related processes
- Participate in cross-functional projects and analytics
- Collaborate with diverse teams across the bank
- Build credit strategies and monitor machine learning models
- Contribute to fraud risk insights and digital credit strategy development
- Apply data science tools to automate risk assurance processes
QUICK LINKS:
Qualifications
Eligible graduates must hold or be completing a BSc, BCom, BDatSci, Honours, or Masters in:
- Statistics
- Data Science
- Pure Mathematics
- Computational & Applied Mathematics
- Informatics / Information Systems
- Computer Science
- Econometrics
- Behavioural Economics (with interest in banking analytics, credit decisioning, or fraud)
- Actuarial Science (with interest in credit risk, risk analytics, or financial risk management)
Note: This programme is tailored for careers in banking risk analytics. Graduates seeking actuarial insurance, product pricing, or investment banking careers may consider alternative programmes.
Honours degrees should be completed by 31 December 2026.
Minimum Requirements
- Must be a South African citizen
- Work experience, if any, should not exceed 18 months
- Must submit:
- Matric certificate
- ID copy
- Full academic transcripts (undergraduate and postgraduate)
How to Apply
Personal & Private Banking (PPB) Risk Graduate Programme
All recruitment processes comply with local laws. No payments are required at any stage. Report suspicious activity to the Standard Bank Fraud line: +27 800 222 050 or TransactionFraudOpsSA@standardbank.co.za.
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Mbalizuke Nkosi
Mbalizuke Nkosi is the editorial voice behind YouthScope.co.za, a South African youth-focused platform dedicated to sharing opportunities, education updates, and career development information. The editorial team focuses on producing clear, reliable, and easy-to-understand content for students, job seekers, and young professionals.
With a strong interest in youth empowerment, skills development, and access to opportunities, Youth Admin curates and publishes content covering learnerships, internships, bursaries, and study guides across South Africa.
The aim of Mbalizuke Nkosi is to simplify important information and make it accessible to young people who are building their future careers.